CREDIT / DEBIT CARD PROCESSING

We offer a full range of products for payment processing that include

1- Visa
2- Master Card
3- American Express
4- Discover
5- Wright Express
6- Voyager
7- Fuelman
8- Fleet Cards

The payment can be accepted on a POS terminal, on telephone or on web site. It could be accomplished by swipe of the card, or by touchtone capture or by manual entry.

Faiyaz Merchant is the President of Merchants Group Inc. He can be reached at his office phone (713) 981-5500 or via e-mail faiyazmerchant@gmail.com
Website: merchant2merchant.com

E - CHECK TRANSFER AND GUARANTEE
This program converts paper checks electronically and transfers the money from the account of the customer to the merchant's account, acting in many ways like a debit card payment.

Advantages:

1- Accept more checks with minimal risk
2- Minimize collections
3- Reduces trips to the bank
4- Saves on bank fees
5- Improves cash flow
6- Reduces the risk of lost, stolen or damaged checks
7- Protects customer’s personal information
8- Limits liability for fraudulent and returned checks
9- Controls and limits identity theft


E -BILL PRESENTMENT AND PAYMENT
"YASSI" is a complete and most comprehensive electronic billing, invoicing and payment solution for corporations, institutions and government. The system allows electronic viewing and submission of invoices / bills and processes incoming payments. It allows person to pay their bills, taxes, fines, fees and other dues on line with IVR, ACH, wire, check, debit or credit card. It allows versatile payment options including one time, periodic, partial and installment. It enhances productivity by providing tools for faster and secured payment solutions along with dispute resolution and better customer,
client, student, citizen or consumer service. Completely integrated with ETX – Electronic Transaction Exchange. System is loaded with integrated CSR support, accessibility, collaboration and marketing capability.

The "YASSI" system is flexible enough to incorporate complete integration with all major back-end system. Based on the functionality requirements of the client our IT specialists devise the program and system for smooth transition and deployment of the solution.

The "YASSI" system incorporates all compliance, security, audit and other controls so that the user can be relatively worry free.


ELECTRONIC BENEFIT TRANSFER (EBT)
Electronic Benefit Transfer (EBT) is an electronic system that allows a recipient to authorize transfer of their government benefits from a Federal or State account to a retailer’s account to pay for products received. EBT is currently being used in many States to issue food stamp and other benefits.


ELECTRONIC FUNDS / MONEY TRANSFER / ACH
The Automated Clearing House (ACH) is a nationwide electronic funds transfer (EFT) system that facilitates the inter-bank clearing of credit and debit transactions and information exchanges among participating financial institutions.

ACH is one of the groups of processing institutions that have networked to exchange (clear and settle) electronic transactions. According to Computer World magazine, “The Automated Clearing House is a secure, private electronic payment transfer system that connects all U.S. financial institutions. Direct paycheck deposits and debit card purchases are two examples of electronic fund transfers that go through this network.” Other typical ACH payments include salaries, recurring bill payments, and Social Security benefits.

“Executing ACH payments is cheaper and faster than processing paper checks. Both business-to-business and business-to-consumer e-commerce activities are becoming ever more dependent on the ACH system, thus forcing it to evolve,” notes Computer World.


E - PAYMENTS
The E- Payment is a module of Yassi System where it processes payments from consumer, student, customer or citizen.


E - COMMERCE / SHOPPING CART
The software enables the retailer, vendor, provider, seller to accept payment on the web by credit card, debit card, prepaid card, check, etc.

Our on line processing software enables the Merchant to accept all kinds of payment on the web. All funds are directly deposited in to the Merchant's bank account.


GIFT CARDS
Coming Soon!


PREPAID MASTER CARDS
Coming Soon!


PREPAID CELL PHONE CARDS
Coming Soon!


PREPAID LONG DISTANCE CARDS
Coming Soon!


ATMs
Coming Soon!


COLLECTIONS
Coming Soon!