As you will notice from the rate chart that the rates are different for debit and credit cards. The rates for debit cards are much lower than that of credit cards. Due to this fact it is very important that the merchant having face to face transactions should have pin pad to enable the customer enter the pin number. We have noticed that majority of merchants are not aware of this and they don't have pin pads. We at Merchants Group are able to supply a free pin pad to any business wishing to setup processing with us.

The retail business has changed over the years. Now retailers have several options to sell the products e. g. face to face or by phone or mail order or on web and so on.

POS Terminal: There are several kinds of POS terminal available. Every POS Terminal is able to perform different functions and it is very important that you have the right kind of terminal and program that meets your business needs.

Computer POS System: Some retailers use software to meet the particular needs of the kind of business they are in. All such software has a provision to put Merchant Number so that non-cash payment can also be processed. The retailer is always in a position to choose the Merchant Account provider they want.

The face-to-face swipe of the credit / debit card always entails best discount rate from Visa and Master Card.

The restaurants have option to choose whether the tip column is needed on the credit card slip. The chains have been on a lower tier rates than independent restaurants.

Quick Service Restaurants (QSR) have lower rates for Master Card, Visa and American Express. The Merchant Number issued by us can be easily programmed into the software to accept all kinds of cards including gift cards.

The professionals include the following:

Doctors
Dentists
Veterinarians
Attorneys / Lawyers
Architects
Engineers
Accountants
Consultants
Dietitians

The professionals have realized that accepting credit and debit cards

Improve cash flow
Increase efficiency and productivity
Institute internal control
Increases revenue
And reduces over all cost of conducting practice

Merchants Group Inc has a special free placement program for professionals and as such there is no need to purchase the POS terminal for processing cards.

The trades include Plumbers, Electricians, Handyman, Equipment, A/C and Appliance technicians, lawn maintenance, etc. As they have to go and work at their customers place we have two programs for them. The first one is basic if they would like to accept cards at their own place of business on the traditional POS terminal and other if they wish to accept payment on their cell phones. As you are aware that the present technology permit the credit card processing from your phones and that include cell phones.

The flea market vendors are able to accept cards on their land / cell phones.
There is no need for any additional equipment.

Further Merchants Group can help choose best equipment and method of communication for processing needs of merchant, which will reduce recurring cost to the location. The choice of equipment is varied like Gilbarco, Wayne Dresser, Verifone (Omni 3750, Ruby, Sapphire) Autogas, CCISTech, Datatrans, DRB, Fiscal Systems, Integrated Systems, Kyrus, Petrovend, Radiant Sytems, Triversity etc. etc. Similarly there are various cards (Master Card, Visa, American Express, Discover, Debit, Wright Express, Voyager, Fuelman, Fleet Cards, Gascard and PHH) that can be accepted based on the equipment and mode of communication installed at the location. More over some locations may have market for prepaid and gift/loyalty cards and check acceptance.

Like other trades the maid service can accept cards on a POS terminals or on land or cell phone.

It is advisable to get two Merchant I. D. for car rental companies, as this will keep the rate for keyed entries lower.

The schools and universities have several options to choose from. From traditional POS terminal to our program specifically designed for schools and universities ( Certified Payment Center / Yassi V.0. ).

"YASSI" is a complete and most comprehensive electronic billing, invoicing and payment solution for corporations, institutions and government. The system allows electronic viewing and submission of invoices / bills and processes incoming payments. It allows person to pay their bills, taxes, fines, fees and other dues on line with IVR, ACH, wire, check, debit or credit card. It allows versatile payment options including one time, periodic, partial and installment. It enhances productivity by providing tools for faster and secured payment solutions along with dispute resolution and better customer, client, student, citizen or consumer service. Completely integrated with ETX - Electronic Transaction Exchange. System is loaded with integrated CSR support, accessibility, collaboration and marketing capability.

The "YASSI" system is flexible enough to incorporate complete integration with all major back-end system. Based on the functionality requirements of the client our IT specialists devise the program and system for smooth transition and deployment of the solution.

The "YASSI" system incorporates all compliance, security, audit and other controls so that the user can be relatively worry free.

All government agencies / departments have several options to choose from. From traditional POS terminal to our program specifically designed for the government ( Certified Payment Center / Yassi 1.0).

"YASSI" is a complete and most comprehensive electronic billing, invoicing and payment solution for corporations, institutions and government. The system allows electronic viewing and submission of invoices / bills and processes incoming payments. It allows person to pay their bills, taxes, fines, fees and other dues on line with IVR, ACH, wire, check, debit or credit card. It allows versatile payment options including one time, periodic, partial and installment. It enhances productivity by providing tools for faster and secured payment solutions along with dispute resolution and better customer, client, student, citizen or consumer service. Completely integrated with ETX - Electronic Transaction Exchange. System is loaded with integrated CSR support, accessibility, collaboration and marketing capability.

The "YASSI" system is flexible enough to incorporate complete integration with all major back-end system. Based on the functionality requirements of the client our IT specialists devise the program and system for smooth transition and deployment of the solution.

The "YASSI" system incorporates all compliance, security, audit and other controls so that the user can be relatively worry free.

Merchants Group has devised a complete system for utilities which is a comprehensive system from billing to collection.

"YASSI" is a complete and most comprehensive electronic billing, invoicing and payment solution for corporations, institutions and government. The system allows electronic viewing and submission of invoices / bills and processes incoming payments. It allows person to pay their bills, taxes, fines, fees and other dues on line with IVR, ACH, wire, check, debit or credit card. It allows versatile payment options including one time, periodic, partial and installment. It enhances productivity by providing tools for faster and secured payment solutions along with dispute resolution and better customer, client, student, citizen or consumer service. Completely integrated with ETX - Electronic Transaction Exchange. System is loaded with integrated CSR support, accessibility, collaboration and marketing capability.

The "YASSI" system is flexible enough to incorporate complete integration with all major back-end system. Based on the functionality requirements of the client our IT specialists devise the program and system for smooth transition and deployment of the solution.

The "YASSI" system incorporates all compliance, security, audit and other controls so that the user can be relatively worry free.